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HR insurance: An extra layer of protection
If one of your employees took you to a tribunal right now, can you cover the cost of defending yourself? That's where BrightHR Insure can help
- Choose optional insurance cover for your legal costs
- Get support with your expenses during employee disputes
- Protect yourself in unfair dismissal claims for up to £1 million

Join 100,000+ global businesses that trust BrightHR
Join 100,000+ global businesses that trust BrightHR







Cover that protects your business and your wallet
Employment tribunal costs can put an unnecessary strain on your business. If you go to a tribunal and lose, you could end up forking out thousands in compensation.
BrightHR Insure can help you both prevent employee issues from escalating to legal disputes AND cover your costs if they do.
- If your business ever comes under investigation, BrightHR Insure can step in
- Enjoy coverage from Irwell insurance, rated AM Best B++ Good for financial stability
- Defend your business without the stress of financial strain

It’s easy to land in hot water with changing employment laws
But BrightHR Insure can soften the blow when things go wrong.
You can read the full policy details below:
For policies incepted on or after 21/08/24 - Irwell insurance policy and Irwell Insurance Product Information Document (IPID)
For policies incepted up to and including 20/08/24 - Irwell insurance policy and Irwell Insurance Product Information Document (IPID)

What our customers say about BrightHR
Using BrightHR makes us much more organised and centralises our processes, making it quicker for us to manage sickness and holidays.
Nottingham Credit Union

BrightHR is a user-friendly system and the team are on hand to answer any questions we ever have. I would highly recommend BrightHR.
Deborah Gillespie @ Change, Recruitment Group

Our staff absolutely love using the system and the ease of booking holidays and clocking in using Blip. Customer service is amazing...
Steven Greenall @ Cornerstone Children’s Home

HR support backed by policies and advice
With BrightHR’s extensive library of employment law documents, policies, and advice, we’d like to think you have the support and legal guidance you need to protect yourself.
But it’s better to be overprepared than to fall short when it matters the most. With our optional insurance, it’s simply available to you if you need it.
- Access a library of expertly written HR documents that you can customise, and roll out easily
- Get expert advice on managing risks and preventing legal action
- Meet your legal obligations, knowing you’re covered with HR insurance

Have questions about your insurance policy?
Reach a team of qualified HR experts for 24/7 straightforward advice that helps you understand your rights and coverage.
Whether you’re updating yourself on the latest legislation or need urgent advice, our phoneline is always available.
- Pick up where you left off with a confidential call log
- Get up-to-date advice minus the jargon
- Be better prepared to manage employee disputes and grievances

Explore what else BrightHR has to offer
Never be understaffed thanks to easy-to-use absence management software that gives you real-time notifications and EAP resources for extended sick leave.
Make your staff holiday management a breeze. Approve holiday requests on the go, get notified of clashes, and get a single view of your entire teams schedule.
Get a digital payroll solution that syncs HR with payroll to streamline your payroll process. Plus, get reliable advice from CIPP-qualified payroll experts.
Create, assign, and edit shifts and rotas with ease across ANY working pattern. Plus bring flexibility with our new open shifts feature.
Get a real-time view of who’s clocked in, out, or on a break by letting staff clock their own hours on our Blip App
Get the right person for the job every time by tracking, storing, organising, and managing your applicants from job openings to onboarding.
Interested in BrightHR - book a demo today
Over 100,000 businesses across the world trust BrightHR with their people management. See how BrightHR can help you too.
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Our guide to choosing a health & safety software comes complete with a checklist of features you need to look for, and insight into the right time to invest in your system.
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Read moreFAQs
An HR insurance policy is designed to protect your business or help cover your costs if an employee takes you to tribunal. Ideal for business owners, having HR or employment insurance coverage can help you to protect your business in the event of an employee dispute, unfair dismissal claim, or indirect discrimination claims.
If you meet the terms of your policy, BrightHR Insure will cover:
- Professional fees and expenses incurred in employment litigation disputes with an employee, alleged employee or former employee.
- Compensation and damages awarded at tribunal in respect of accepted claims.
- Economic settlements approved in advance by Irwell in settlement of an employment dispute.
The award is split into basic, compensatory, and additional. The basic award is calculated based on an employee's age, length of service, and weekly pay, like with redundancy pay. The compensatory award is for loss they have suffered because of the dismissal and is subject to a maximum of 52 weeks' pay or £105,707, whichever is lower, where the act took place on or after 6 April 2023. Acts that took place before this are subject to a maximum of 52 weeks' pay or £93,878, whichever is lower. Additional awards are rare and apply when the employer has not complied with a re-instatement/re-engagement order from a tribunal.
Having an insurance policy like BrightHR Insure can cover you for unfair dismissal and indirect discrimination claims for up to £1 million.
Ready to get started?
Get in touch and discover how BrightHR can revolutionise your people management today.